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The Consumer Financial Protection Bureau (CFPB) recently took an ill-advised and untimely action as COVID-19 continues to wreak havoc throughout the country. On July 7, the agency gutted a unique 2017 payday guideline that needed lenders to first see whether a customer could manage to repay the high-cost loan.
This regulatory reversal represents a monetary opt to payday and car-title loan providers, and particular problems for customers that are just a couple of hundred bucks short due to their month-to-month costs. […]